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Car Finance

Fixed low rate car loans

8.9 %
APR
Typical*

for loans
£7,500  - £15,000

Buying a New Car

If you are currently looking to change your car, new car dealerships may offer you finance packages. These do not necessarily result in the most cost effective deal.

Our car loans cost you less!

  • Our personal loans are available to both new and current clients
  • Our typical* rate is 8.9% APR for personal loans between £7,500 and £15,000.
  • Don't forget our optional Loan repayment insurance that could cover your repayments if you can't work due to accident, sickness or unemployment. It also includes life cover, so if you died the loan would be paid off.
  • You'll find our online loans application form both easy to use and completely secure. It takes about ten minutes to complete and in most cases we'll get a decision to you within 24 hours.

Compare our personal loans with other banks

This table is based on a new customer taking out a personal loan of £7,500 (without insurance) for a term of 60 months.

BankAPR typical*Monthly costTotal payableSaving
Cera Finance8.9%£154.21£9,252.60 
Halifax10.4%£161.94£9,716.40£463.80
Bank of Scotland10.4%£161.94£9,716.40£463.80
NatWest10.9%£160.91£9,654.60£402.00
Royal Bank of Scotland10.9%£160.91£9,654.60£402.00

Source of competitor data: Moneyfacts.co.uk - the money search engine
*8.9 % APR is our typical rate for loans £7,500 - £15,000 entered into through this source. We will review your past credit history and other personal details and the actual rate we offer may be higher depending on our assessment of your personal circumstances and financial behaviour.

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